六位数年薪一直被美国打工人视为成功和财务自由的标志性成就。但时代不同了,尤其现在通货膨胀猖獗,不断推高生活成本,10万美元已经不像以前那么值钱了。
为此,金融信息网站SmartAsset做了个分析,将10万美元年薪扣税后,再根据每个地方的生活成本指数作出调整,比较在美国76个最大城市,$100K年薪的实际到手的购买力价值。
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10万年薪在哪个城市最值钱?
人在美国,同样薪水,住哪儿最划算?SmartAsset表示:
10万美元年薪在田纳西孟菲斯最值钱。因为田纳西州没有州税,孟菲斯的生活成本指数比全美平均水平低近14%,$100,000年水扣税调整后为$86,444,高于其他城市位居榜首。 德州城市在前十名中占据7个席位。没有州税加上生活成本较低,德州简直赢麻了!在分析的10个德州城市中,$100K平均到手价值为$77,885。 Oklahoma City生活成本最低。俄克拉何马城的成活成本仅为全美平均水平的83.2%,是分析的76个城市里最低的,$100K到手价值为$84,498。
大苹果NYC $100K到手仅值$35,791。由于高税收和高生活成本,纽约人的工资购买力价值在76大城市排名中倒数第一。
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年薪$100K实际到手价值,美国76大城市排行榜
排名 | 城市 | 到手工资 | 1 | Memphis, TN | $86,444 | 2 | El Paso, TX | $84,966 | 3 | Oklahoma City, OK | $84,498 | 4 | Corpus Christi, TX | $83,443 | 5 | Lubbock, TX | $83,350 | 6 | Houston, TX | $81,171 | 7 | San Antonio, TX (Tie) | $80,124 | 7 | Fort Worth, TX (Tie) | $80,124 | 7 | Arlington, TX (Tie) | $80,124 | 10 | St. Louis, MO | $79,921 | 11 | Tulsa, OK | $79,527 | 12 | Jacksonville, FL | $79,019 | 13 | Columbus, OH | $78,574 | 14 | Fort Wayne, IN | $78,309 | 15 | Nashville, TN | $77,782 | 16 | Albuquerque, NM | $75,991 | 17 | Wichita, KS | $75,983 | 18 | Lincoln, NE | $75,464 | 19 | Omaha, NE | $74,974 | 20 | Las Vegas, NV | $74,889 | 21 | Indianapolis, IN | $74,615 | 22 | Cleveland, OH | $74,197 | 23 | Tampa, FL | $73,850 | 24 | Austin, TX | $73,777 | 25 | Cincinnati, OH | $73,759 | 26 | Lexington, KY | $73,405 | 27 | Winston-Salem, NC | $73,214 | 28 | Kansas City, MO | $73,191 | 29 | Charlotte, NC | $72,985 | 30 | Richmond, VA | $72,888 | 31 | Buffalo, NY | $72,840 | 32 | St. Paul, MN | $72,554 | 33 | Raleigh, NC | $72,459 | 34 | Dallas, TX | $72,345 | 35 | Spokane, WA | $71,995 | 36 | Reno, NV | $71,443 | 37 | Minneapolis, MN | $71,354 | 38 | Louisville, KY | $70,424 | 39 | Atlanta, GA | $70,317 | 40 | Orlando, FL | $70,165 | 41 | Durham, NC | $70,005 | 42 | Pittsburgh, PA | $69,540 | 43 | Milwaukee, WI | $69,475 | 44 | Tucson, AZ | $68,987 | 45 | Phoenix, AZ (Tie) | $67,878 | 45 | Mesa, AZ (Tie) | $67,878 | 45 | Chandler, AZ (Tie) | $67,878 | 48 | Madison, WI | $67,518 | 49 | Boise, ID | $66,871 | 50 | Colorado Springs, CO | $66,125 | 51 | Detroit, MI | $65,574 | 52 | Philadelphia, PA | $65,427 | 53 | New Orleans, LA | $63,623 | 54 | Bakersfield, CA | $63,539 | 55 | Denver, CO (Tie) | $63,190 | 55 | Aurora, CO (Tie) | $63,190 | 57 | Miami, FL | $60,680 | 58 | Chicago, IL | $59,505 | 59 | Plano, TX | $59,422 | 60 | Anchorage, AK | $59,123 | 61 | Baltimore, MD | $58,995 | 62 | Sacramento, CA | $57,669 | 63 | Newark, NJ | $57,082 | 64 | Stockton, CA | $55,962 | 65 | Portland, OR | $54,333 | 66 | Arlington, VA | $49,989 | 67 | Seattle, WA | $48,959 | 68 | Boston, MA | $46,588 | 69 | Oakland, CA | $46,198 | 70 | San Diego, CA | $46,167 | 71 | Los Angeles, CA (Tie) | $44,623 | 71 | Long Beach, CA (Tie) | $44,623 | 73 | Washington, DC | $44,307 | 74 | San Francisco, CA | $36,445 | 75 | Honolulu, HI | $36,026 | 76 | New York, NY | $35,791 |
SmartAsset到手工资计算方式:$100,000减去联邦税、州税以及地方税,再根据生活成本指数调整,例如洛杉矶税后工资有$68,050,但生活成本比全美平均高出52.5%,即 $68,050 ÷ 1.525 = $44,623,所以在洛杉矶10万年薪实际到手的购买力价值只有$44,623。
讨论
小伙伴们,你觉得到手的工资够花吗?你所在的城市生活成本高吗?欢迎在评论里分享你的看法。
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